I have a uniform most days" t-shirt-type top, shorts or capris or jeans, simple jewelry. The end. It's easy, I can dress it up if I need to, it's comfortable, and it' snot terribly expensive. Never fear, I do still fancy it up every now an then but my current lifestyle coupled with the place I live doesn't require much in the way of dressiness.
J.Crew, Banana Republic, and now I have fallen back into the Gap. I really love the favorite v-neck tee: it's not too low cut, soft, stretchy, 100% cotton (not some weird strange blend of fabrics), it clings but not too much, and, most importantly, it is long enough without me having to order a tall size (which is inevitably too darn long). Plus, it is not overly expensive and you can get it at a great price with any promo Gap has going. You can find me wearing it most days and it will surely be a staple come summer. It may be somewhat boring but hey, it works.